Hi Chase Fucker,
You’re only doing your job. I get that. You know I banked with you, and previously Bank One for 18 years. Almost half my lifetime. Until recently, I had never missed a payment. Never. I ran up a large amount of debt, especially after losing my job. I lost that job due to mental illness. Sucks to be me – right Chase?
When my daughter fell ill five months ago, the shit really hit the fan. Our financial woes increased exponentially. We had her in one house, and the others in the other house. We’re separated. Dad then had to stop working overtime which slashed his paycheck. Debt skyrocketing, income plummeting. Obviously not Chase’s fault.
A few months of this, led us to the decision to sell the family home. It’s a nice four bedroom house in a good neighborhood. We got it for a steal. The first payment we missed was last month. It was not a decision based on a ‘screw this’ mentality. We simply could not pay for almost everything. Health Insurance and the bare minimum in groceries was about all that got funded. I had to skip a few days of one of my medications – a medication that regulates my severe depression.
We sign the papers to sell our home, which we assumed our kids would grow up in, in three weeks. We are selling it for much more that our mortgage is. Once that happens, I will be paying off every single debt and bill I have. I realize I am a number to Chase. The Fucker had me on his list for today of people to call. I realize it’s unlikely to get a human that can do much. Wouldn’t that be nice.
And so Chase… I have banked with you for 18 years. Had a credit card for 14. Had a mortgage for 8 years. Yet here we stand. My inability to pay my debts for a few months has destroyed me. The Fuckers conversation with me roughly went as follows:
Him: Blah blah Chase. How is your day?
Me: Awful
Him: Okay. Intro stuff blah blah blah… owe us loads of money. [waiting…….]
Me: [silence……]
Him: So how much can you pay today?
Me: Nothing.
Him: How much…. blah blah blah…
Me: Nothing…
Him: How much…. blah blah blah…
Me: Nothing…
Him: If you were to pay $200
Me: I told you I cannot pay anything [voice rising].
Him: So you are refusing to pay…
Me: NO. I am not refusing to pay. I cannot pay. If I had money and would not pay – then I would be refusing to pay. I have no money, so I cannot pay you. There is no choice, positive or negative, being made.
Him: Okay madam. Blah blah blah. [Probably warning me or dire consequences should I continue to be a shit human]
And so, your honor, I am not here to claim innocence, or admit guilt, just to share why I feel Chase Fucker was a Fucker. At least for me. A beat down, broken human, just trying to keep moving forward. Here is a virtual F U.
Love your formerly loyal customer to my favorite Wanker Banker…
Running Half Empty [Running Empty right now]
Running Half Empty 